LAS VEGAS -- Come Jan. 1, 2014, all Americans will have to be insured under the Affordable Care Act. A new state health exchange program is helping Nevadans compare insurance providers and rates online.
On Monday, the program received the green light from the federal government which will allow for people to begin registering for insurance starting Oct. 1, 2013
People who do not have insurance by Jan. 1, 2014 will face a fine.
The clock is ticking for hundreds of thousands of uninsured Nevadans. J. Mar Lambert doesn't have health coverage and said the idea of finding coverage is overwhelming.
"I'm not sure how to even approach the conversation," he said.
In order to help Nevadan's, the state has set up a health insurance exchange program called Nevada Health Link to address people's biggest concerns.
"You would have to have the money," Lambert said. "This extra expense that's put on us that we didn't ask for."
The program's spokesperson, C. J. Bawden says how much you pay for your policy is based on where you live, your annual income and your age. If you purchase your coverage through Nevada Health Link, you may also qualify for a tax credit.
For example, anyone making less than 400 percent of the federal poverty level will qualify. That means an income of $45,960 for an individual or $94,200 for a family of four.
"You will go to Nevada Health Link to find out if you qualify for a subsidy and how much subsidy you qualify for," Bawdin said.
"I think it's a great idea. If everyone is insured than that should decrease the health care cost for everyone else," said Steven Thomlinson.
In order to get coverage by the deadline, a person must enroll for coverage by Dec. 15, 2013. Enrollment starts on Oct. 1.
Another website, Nevada Division of Insurance, also offers information on healthcare reform.
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