Before you start the refinancing process, keep these tips in mind: -- Calculate how long it will take you to break even. There are often high costs associated with refinancing a mortgage. To find out if you're really saving in the long run, calculate how long it will take to recover the costs spent on the refinancing by figuring out how much you're actually saving a month.
(BPT) - Everyone wants the inside scoop on how to get the best deal. Ironically, consumers will do a bunch of research over a $500 smart phone and relatively little for the largest purchase of their lives, their homes.
(BPT) - What do you like to do for fun when you have some free time on your hands? Whether it's seeing the latest blockbuster, sampling a delicious entree or taking a road trip, chances are your passions cost money. If you're like many Americans, you may find you don't have quite as many loose dollars, especially when you have to be a responsible adult and take care of all those monthly expenses.